Responsible collections operations for modern lenders

Live Eventia & Co.

A professional recovery operations partner for digital follow-ups, tele-calling, field collections, legal coordination, payment reminders and portfolio tracking. Built for calm borrower engagement, operational visibility and compliant execution.

Borrower-sensitive communication Field + calling coordination Portfolio-level reporting
01 Ethical contact strategy 02 Controlled field execution 03 Actionable recovery analytics
Collections Command Platform preview
Preview
Resolution 80%
Connect lift 47%
Cost drop 40%
Risk segmentation Sample
Low
Medium
High
NPA
Field route Sample visit plan
60Mn+ retail loan accounts handled
125Customers across lending segments
18Mn+ unique borrowers supported
60Mn+ monthly digital communications

Why choose us

A collection partner built for control, dignity and scale

Collection performance depends on more than persistence. It requires the right borrower context, disciplined contact rules, trained teams, transparent reporting and escalation paths that protect the lender's reputation.

Operational discipline

Structured calling, field and legal workflows with clear ownership, evidence capture and supervisory review.

Borrower-first conduct

Communication designed to be firm, respectful and aligned with lender policy and regulatory expectations.

Portfolio intelligence

Segmentation, prioritisation and performance dashboards help teams focus on the right accounts first.

Ready to integrate

Form, workflow and reporting touchpoints are structured for future CRM, email and portfolio integrations.

Professional collections operations team workspace

Platform capabilities

One operating layer for collections teams

The platform combines digital communication, calling, field recovery, legal workflows, analytics, payments, settlement controls, and repossession tracking into one controlled workflow.

Communications

Omnichannel borrower outreach across SMS, email, WhatsApp, IVR, OBD, chat, voice bot, and digital notices.

Dialer

Cloud calling with click-to-call, autodialer, predictive dialing, recordings, dispositions, and live monitoring.

Field Collections

Mobile-first FOS workflows with geo-tagging, route planning, live tracking, e-receipts, and visit evidence.

Legal Workflows

Physical and digital legal notices, arbitration, mediation, litigation tracking, case updates, and dashboards.

Analytics

Risk segmentation, borrower responsivity insights, ideal contact time, preferred channel, and portfolio reporting.

Payments

Personalized payment links, digital repayment journeys, e-mandates, reconciliation, reminders, and payment alerts.

Collections as a Service

Technology plus trained operations

The service model supports banks, NBFCs, fintech lenders and ARCs with data-backed borrower strategies, trained agents, field execution, and legal escalation support.

01

Field collections

Certified field agents, visit planning, geo-tagging, route visibility, receipt controls, evidence capture and supervisor tracking.

02

Tele-calling support

Trained calling teams, disposition tracking, recordings, quality audits, call calibration, follow-up scheduling and campaign controls.

03

Digital follow-ups

SMS, email, WhatsApp, IVR, OBD and digital notice journeys with borrower-level templates and communication history.

04

Legal coordination

Legal notices, dispute coordination, arbitration, mediation, case monitoring and escalation visibility for recovery teams.

05

Payment reminders

Personalised reminders, payment link follow-ups, settlement coordination, alerting and reconciliation-ready reporting.

06

Portfolio tracking

Bucket movement, risk segmentation, agent productivity, collection status and lender-ready operational dashboards.

Industries served and associations

Built for lenders across the collections ecosystem

The source deck highlights work across banks, NBFCs, fintech lenders and ARCs, with PSU empanelment and large-scale operational coverage across India.

BanksRetail loan, card and secured portfolio collections
NBFCsDigital, calling and field recovery workflows
FinTechsHigh-volume borrower journeys and analytics-led outreach
ARCsLegal, skip tracing and recovery process support

Trusted Relationships

Supporting Recovery Operations Across Leading Brands

Our experience spans banks, NBFCs, financial services firms and enterprise portfolios, supporting structured engagement and recovery operations across India.

11+ Enterprise Relationships Across Multiple Financial Segments Pan-India Operational Coverage
ICICI Bank logo
ICICI Bank
HDFC Bank logo
HDFC Bank
Bajaj Finserv logo
Bajaj Finserv
Petronas Lubricants logo
Petronas Lubricants
IDFC FIRST Bank logo
IDFC FIRST Bank
HDB Financial Services logo
HDB Financial Services
Bajaj Finance logo
Bajaj Finance
AEON logo
AEON
Muthoot Capital logo
Muthoot Capital
Tata Capital logo
Tata Capital
Tata Motors Finance logo
Tata Motors Finance
Visit status Verified
Geo-fenced visits Live route and evidence capture
Digital receipts Instant borrower notification

Field app and supervisor view

Field collections with visibility, control and accountability

Field teams can manage visits, receipts, route plans, borrower scheduling, visit proof, integrated calling, deposit tracking, and payment restrictions from the same operating flow.

  • Geo-tagging, geo-fencing, route planning and live agent tracking
  • Receipt cancellation, modification and collection re-submission controls
  • Virtual ID card, mobile masking, offline mode and visit evidence
  • Supervisor dashboards for route history, idle time and productivity

Business value

Measurable outcomes across the collections journey

Indicative improvements collated from client observations in the source material.

25%Increase in collections amount
20%Increase in resolution rates
30%Reduction in collections time
40%Reduction in collections cost
60%Increase in legal process efficiency
5XReturn on investment potential

Case study snapshot

Digital-first strategy for bank collections

A coordinated digital and calling strategy improved response rates, borrower-connect rates and resolutions while reducing calling cost.

92% resolutions achieved 45% higher response rates 47% higher borrower-connect rates 80% reduction in calling costs

Achievements and recognitions

Awards highlighted in the source deck

The original company profile includes multiple fintech, banking and innovation recognitions for debt collections technology, AI usage and product leadership.

IBS Intelligence Global FinTech Innovation Awards 2022 Best Innovative IT Deployment of the Year 2023 Business Mint Nationwide Awards 2022 Elets NBFC100 Leader of Excellence Awards 2022 Fintech India Innovation Awards 2023 Technoviti Awards 2023 by Banking Frontiers IBSi India SLT 2023 loan collections platform recognition Dun & Bradstreet India Start-Up 50 Trailblazer 2023

Loan collections journey

Right action at the right delinquency stage

The engagement model moves from low-cost nudges to high-touch communication, field efforts, legal escalation and dispute resolution as the account moves through buckets.

T-7 to T

Pre-delinquent

Nudges, soft reminders, automated digital communication and payment journeys to prevent default.

T+1 to T+7

Early delinquent

High-touch outreach, chatbots, voicebots, click-to-call and tailored borrower campaigns.

Bucket 2 and 3

Escalation

Field collections, digital legal notices, skip tracing and stronger communication intensity.

T+90 onwards

Deep delinquent / NPA

Formal legal process, mediation, arbitration, litigation management and recovery tracking.

01

Portfolio intake

Map borrower data, product type, delinquency stage, contactability and lender-specific rules.

02

Strategy design

Define digital, calling, field and legal actions for each bucket with escalation thresholds.

03

Execution control

Run campaigns, visits, reminders and legal coordination with daily operational visibility.

04

Review and optimise

Track outcomes, agent quality, borrower response and portfolio movement to refine actions.

Compliance and ethics

Built for regulated collections operations

Training, audits, access controls and operational monitoring help teams run borrower engagement with consistency, transparency and compliance. The operating model is designed to support respectful communication, documented actions and lender policy adherence.

Compliance desk with audit checklist and financial workflow documents

Quality audits

Random agent audits, short-call checks, call calibration, transparent interaction logs and daily, weekly and monthly dashboards.

Agent training

New hire training, refreshers, cross-training, process updates and collection guideline alignment.

Secure setup

Restricted premises, ID-based authentication, device controls, role-based access and data masking.

Field certification

DRA-certified agents, background verification, police verification and product-specific training.

FAQ

Questions lenders usually ask

Clear answers for teams evaluating a responsible collections partner.

How quickly can a collection workflow be planned?

A practical rollout usually starts with portfolio review, delinquency bucket mapping, borrower contact strategy and operating rules. The final timeline depends on data readiness, campaign scope and lender approvals.

Do you support both digital and field collections?

Yes. The site presents digital reminders, tele-calling, field collections, legal coordination and portfolio tracking as coordinated operating layers.

How is borrower communication handled?

The messaging is positioned around respectful, firm and documented borrower engagement, with lender-specific rules and escalation paths.

What types of portfolios can be managed?

The content supports banks, NBFCs, fintech lenders, ARCs and secured or unsecured retail lending portfolios.

Ready to review a portfolio?

Start with a focused collection strategy discussion.

Request consultation

Partner with us

Build a smarter collections operating model

Share your portfolio goals, borrower segments and operating priorities. The team can map the right mix of digital, calling, field and legal workflows.

Single platform control Data-driven strategy Domain-led execution

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